Toledo beats Temple 49-48 in overtime
Toledo beat Temple 49-48 in overtime after its win chance fell to 1%. Share this game
Winners have been down to 1% or less in about 1 of every 890 games since 2018.
We had Toledo favored. It won.
How it swung
The turning point: Richter 23-yd TD pass to Barnett, ties it 42-42 (Q4, 0:54). Toledo went from 18% to 67% to win.
Before kickoff, our ratings gave Toledo an 81% chance, and the closing betting line (Toledo was a 4.5-point favorite) put it at 64%.
Toledo · OT
Toledo 49-48 Temple
Toledo wonMove across the chart, or tap a numbered swing, to see any play.
Temple 48-49 Toledo
Temple lostMove across the chart, or tap a numbered swing, to see any play.The three plays that swung it
- 1Q4 14:55FumbleSheppard sacked for a 6-yd loss, fumblesToledo 28% → 51% (+23)
- 2Q4 11:40Sheppard 69-yd TD pass to Chase, Temple goes ahead 35-28Toledo 65% → 27% (−38)
- 3Q4 0:54Richter 23-yd TD pass to Barnett, ties it 42-42Toledo 18% → 67% (+49)
The three plays that swung it
- 1Q4 14:55FumbleSheppard sacked for a 6-yd loss, fumblesTemple 72% → 49% (−23)
- 2Q4 11:40Sheppard 69-yd TD pass to Chase, Temple goes ahead 35-28Temple 35% → 73% (+38)
- 3Q4 0:54Richter 23-yd TD pass to Barnett, ties it 42-42Temple 82% → 33% (−49)
How to read this chart
Starts from the pregame line (Toledo -4.5), at 70% for Toledo (the play-by-play feed's kickoff number, moved to match the line; our model's and the betting line's own numbers are in “The betting line, and the fans”). Dots are the biggest swings; ticks under the chart are scores. Outlined diamonds mark rare plays.Watch the plays
The bar and the arrow show Toledo’s chance to win after each play; the logo is the team the play helped.
Q1, 8:10Miller 1-yd TD runToledo goes ahead 7-3Q1, 8:10 · Toledo 7, Temple 3▲4%Toledo’s chance to win, 71% to 75%▲4%Toledo’s chance to win, 71% to 75%▶Watch from this playCBS Sports College Football
Q1, 2:00Sheppard 2-yd TD pass to SchlafferTemple goes ahead 10-7Q1, 2:00 · Toledo 7, Temple 10▼15%Toledo’s chance to win, 72% to 57%▼15%Toledo’s chance to win, 72% to 57%▶Watch from this playCBS Sports College Football
Q2, 6:48Brown 3-yd TD runTemple leads 17-7Q2, 6:48 · Toledo 7, Temple 17▼13%Toledo’s chance to win, 45% to 32%▼13%Toledo’s chance to win, 45% to 32%▶Watch from this playCBS Sports College Football
Q2, 0:02Sheppard 9-yd TD pass to BrownTemple leads 24-14Q2, 0:02 · Toledo 14, Temple 24▼12%Toledo’s chance to win, 43% to 31%▼12%Toledo’s chance to win, 43% to 31%▶Watch from this playCBS Sports College Football
Q3, 10:29Richter 9-yd TD pass to Newellcuts it to 24-21Q3, 10:29 · Toledo 21, Temple 24▲13%Toledo’s chance to win, 34% to 47%▲13%Toledo’s chance to win, 34% to 47%▶Watch from this playCBS Sports College Football
Q4, 14:55Sheppard sacked for a 6-yd lossfumblesQ4, 14:55 · Toledo 21, Temple 27▲23%Toledo’s chance to win, 28% to 51%▲23%Toledo’s chance to win, 28% to 51%▶Watch from this playCBS Sports College Football
Q4, 12:29Richter 9-yd TD pass to WalendzakToledo goes ahead 28-27Q4, 12:29 · Toledo 28, Temple 27▲15%Toledo’s chance to win, 50% to 65%▲15%Toledo’s chance to win, 50% to 65%▶Watch from this playCBS Sports College Football
Q4, 11:40Sheppard 69-yd TD pass to ChaseTemple goes ahead 35-28Q4, 11:40 · Toledo 28, Temple 35▼38%Toledo’s chance to win, 65% to 27%▼38%Toledo’s chance to win, 65% to 27%▶Watch from this playCBS Sports College Football
Q4, 6:40Brown 2-yd TD runTemple leads 42-28Q4, 6:40 · Toledo 28, Temple 42▼9%Toledo’s chance to win, 15% to 6%▼9%Toledo’s chance to win, 15% to 6%▶Watch from this playCBS Sports College Football
Q4, 1:05Richter 10-yd TD pass to Millercuts it to 42-35Q4, 1:05 · Toledo 35, Temple 42▲18%Toledo’s chance to win, 0% to 18%▲18%Toledo’s chance to win, 0% to 18%▶Watch from this playCBS Sports College Football
Q4, 0:54Richter 23-yd TD pass to Barnettties it 42-42Q4, 0:54 · Toledo 42, Temple 42▲49%Toledo’s chance to win, 18% to 67%▲49%Toledo’s chance to win, 18% to 67%▶Watch from this playCBS Sports College Football
OvertimeSheppard 22-yd TD runcuts it to 49-48Overtime · Toledo 49, Temple 48▲14%Toledo’s chance to win, 86% to 100%▲14%Toledo’s chance to win, 86% to 100%▶Watch from this playCBS Sports College Football
Every drive
Toledo scored on 7 of its 12 drives; Temple on 8 of its 13.
Toledo’s drives are teal, Temple’s amber. A line runs from where a drive started to where it ended; a filled dot means it scored.
From Temple’s side
Temple’s best moment: Sheppard 69-yd TD pass to Chase, Temple goes ahead 35-28 (Q4 11:40). It lifted Temple’s win chance by 38 points.
5 lead changes. Too close to call on 48% of plays. The winner was given almost no chance at its low point.
What it cost
Toledo’s chance to make the playoff fell from 1% to 0%.
Make the playoff
Win the conference
Before the game (September 18, 2026) → after this result, in our model.
Box score
Toledo 49, Temple 48
Temple covered +4.5 by 3.5. The total, 97, went over 48.5.
| Team totals | Temple | Toledo |
|---|---|---|
| Total yards | 425 | 536 |
| Passing | 12 of 23, 164 yds | 36 of 51, 429 yds |
| Rushing | 49 for 261 yds | 25 for 107 yds |
| First downs | 21 | 27 |
| Third down | 9 of 15 | 8 of 13 |
| Fourth down | 1 of 1 | 1 of 4 |
| Turnovers | 1 | 1 |
| Penalties | 4 for 35 yds | 6 for 50 yds |
| Time of possession | 33:38 | 26:22 |
Temple leaders
- Passing Ajani Sheppard 12 of 22, 164 yds, 3 TD
- Rushing Samuel Brown V 15 for 109 yds, 2 TD; Ajani Sheppard 15 for 66 yds, 1 TD
- Receiving Colin Chase 3 for 77 yds, 1 TD; Jovanni Bermudez 3 for 28 yds
Toledo leaders
- Passing John Alan Richter 36 of 51, 429 yds, 4 TD
- Rushing Connor Walendzak 12 for 62 yds, 2 TD; CJ Miller 9 for 33 yds, 1 TD
- Receiving Terrell Crosby Jr. 7 for 95 yds; Adjatay Dabbs 8 for 88 yds
No rain through the game
66° at kickoff · no rain recorded
September game-day temperatures at Glass Bowl
Drag along the chart, or step through the game.
Jump to
Where this weather comes from
Measured at Lambertville airport, 5.8 miles away. Rain is NOAA's radar-and-gauge estimate at the stadium and wind is an airport reading; neither is measured on the field. Game times come from the play-by-play, good to a minute or two. Source: National Weather Service, through the Iowa Environmental Mesonet; rain radar from NOAA MRMS, through Iowa State University. Field direction from OpenStreetMap contributors.Before kickoff
Recent games, the series and the betting line below are as they stood going in; the season profile is the season so far.
Recent games
Last two games
Temple · 1-1
Rated 90th in our preseason ratings, 90th now.
1-1 in its last two — but nothing on this résumé beats a top-40 team yet.
Last two games
Toledo · 1-1
Rated 48th in our preseason ratings, 49th now.
1-1 in its last two — but nothing on this résumé beats a top-40 team yet.
Week by week
Toledo
- Wk 1Lat Michigan State20-30
- Wk 2Wvs Central Connecticut63-10
Temple
- Wk 1Wvs Rhode Island38-14
- Wk 2Lvs Penn State9-27
Power rating by week
Toledo is rated 5.0 points ahead as of week 2. Our power rating by week; higher is better.
Matchups
Biggest mismatch: Toledo’s passing EPA against Temple, 71 points
Each row ranks the two sides among all teams. The longer the line, the bigger the mismatch.
Toledo’s EPA/play against Temple’s defense
Toledo offense, 79th percentile · Temple defense, 14th
Toledo’s passing EPA against Temple’s defense
Toledo offense, 87th percentile · Temple defense, 16th
Temple’s explosive plays against Toledo’s defense
Temple offense, 61st percentile · Toledo defense, 16th
Season profile, all the rows
Season profile
The series
Toledo leads the series 7-3
10 meetings since 1962 · Toledo has won the last 2
- 2015 · neutral siteToledo 32-17
- 2011Toledo 36-13
- 2009Temple 40-24
- 2005Toledo 42-17
- 2004Toledo 45-17
Line, fans and home field
The betting line, and the fans
Toledo fans are feeling it more than most fanbases this week (72nd among FBS fanbases), in line with the numbers.
- Model · 81%
- Line · 64%
- Toledo fans · 72nd
- Temple fans · 30th
Toledo favored by 4.5 · Total 48.5
How games like this usually go
Toledo by 4.5, and it went to form
Half of games8 in 10 gamesThis game
The band is where a favorite’s chance ran in the 378 games since 2025 with a favorite of 3.5 to 7.5 points.
The market
The spread moved 0.5 points toward Toledo.
The total fell 4 points.
Spread: −4 → −4.5 · Total: 52.5 → 48.5
The books’ cut: 4.3%, the margin built into the odds
Weather at kickoff
Mild and dry. Feels like 68° at kickoff.
Temple at Toledo · Saturday, Sept. 19, 2026 · Glass Bowl, Toledo
- 68°feels like at kickoff
- Dryno rain at kickoff
- 100weather score, Ideal
- Tiedfor the best of the day's 8 kickoff times
At kickoff, Sept. 19, 2026.
Weather score: 0 to 100, higher is better, for the first 3 hours and 20 minutes of the game. Ideal is 100, Comfortable 90 to 99, Mixed 75 to 89, Rough 50 to 74, Harsh under 50.
Later kickoff times scored higher that Saturday
Games in this time zone used 8 kickoff times that day, local time (kickoffs within 30 minutes of each other count as one). This game, ringed, was tied for the best of the day's eight kickoff times. At Glass Bowl that day, a noon kickoff would have scored 90, against 100 at 3:30 pm.
- noon: 90, Comfortable
- 1 pm: 100, Ideal
- 2 pm: 100, Ideal
- 3:30 pm: 100, Ideal (this game)
- 4 pm: 100, Ideal
- 6 pm: 100, Ideal
- 7:30 pm: 100, Ideal
- 7:45 pm: 100, Ideal
Weather score at each kickoff time.
Tap a dot to read that kickoff time.
At kickoff, Sept. 19, 2026. Wind is not drawn here; gusts are in each score.
Home field
Toledo is worth +5.7 points (±3.8) more at home than on the road since 2018 — top third of FBS, 78th percentile.
74% at home, 49% on the road against FBS opponents (31-11 home, 23-24 away).
Our model gives every stadium the same flat 2.3-point home edge (why); the books use about 3. Against the closing line this stadium reads +4.9 at home vs. away over 97 games — inside the ±6.0 noise, so the flat number is the honest one here.
The visitors travel about 458 miles to get here.