Northern Arizona upsets Montana 49-44

Montana5-244
Northern Arizona5-249Final
Sat, Oct 10 · Walkup Skydome, Flagstaff, Ariz. · Crowd 8,413ESPN+

Northern Arizona beat Montana 49-44 as a 9.5-point underdog.

We had Montana favored. Northern Arizona won.

Next: Montana lost to Idaho 42-35, Sat Oct 17

Next: Northern Arizona beat Portland State 38-25, Sat Oct 17

How it swung

The turning point: Graves 100-yd kickoff return TD, Northern Arizona leads 42-32 (Q4, 13:06). Northern Arizona went from 48% to 86% to win.

Before kickoff, our ratings gave Northern Arizona a 31% chance, and the closing betting line (Northern Arizona was a 9.5-point underdog) put it at 22%.

FinalNorthern Arizona 49-44 MontanaNorthern Arizona wonMove across the chart, or tap a numbered swing, to see any play.
50%25%75%90%Q1Q2Q3Q424% at halfMontanaLowest 15%Won49-441234−22−31+38+24Scores
50%25%75%90%Q1Q2Q3Q424% at halfMontanaLowest 15%Won49-441234Scores
50%10%25%75%Q1Q2Q3Q476% at halfMontanaHigh 85%Lost44-491234+22+31−38−24Scores
50%10%25%75%Q1Q2Q3Q476% at halfMontanaHigh 85%Lost44-491234Scores

The four plays that swung it

  1. 1Q1 3:57FumbleCoar 2-yd run, fumblesNorthern Arizona 45% → 23% (−22)
  2. 2Q4 13:19Yat 11-yd TD pass to Bridges, two-point try good, cuts it to 35-32Northern Arizona 79% → 48% (−31)
  3. 3Q4 13:06Special teamsGraves 100-yd kickoff return TD, Northern Arizona leads 42-32Northern Arizona 48% → 86% (+38)
  4. 4Q4 3:16Pennington 5-yd TD run, Northern Arizona leads 49-39Northern Arizona 69% → 93% (+24)

The four plays that swung it

  1. 1Q1 3:57FumbleCoar 2-yd run, fumblesMontana 55% → 77% (+22)
  2. 2Q4 13:19Yat 11-yd TD pass to Bridges, two-point try good, cuts it to 35-32Montana 21% → 52% (+31)
  3. 3Q4 13:06Special teamsGraves 100-yd kickoff return TD, Northern Arizona leads 42-32Montana 52% → 14% (−38)
  4. 4Q4 3:16Pennington 5-yd TD run, Northern Arizona leads 49-39Montana 31% → 7% (−24)
Northern Arizona’s chance to win after every play.
How to read this chartStarts from the pregame line (Montana -9.5), at 30% for Northern Arizona (the play-by-play feed's kickoff number, moved to match the line; our model's and the betting line's own numbers are in “The betting line, and the fans”). Dots are the biggest swings; ticks under the chart are scores.

Every drive

Northern Arizona scored on 7 of its 13 drives; Montana on 7 of its 11.

Northern Arizona’s drives are teal, Montana’s amber. A line runs from where a drive started to where it ended; a filled dot means it scored.

own goalgoal lineQ1Northern Arizona: Turned over on downs, from 75 yards out to 55DownsMontana: Touchdown, from 45 yards out to 0TouchdownNorthern Arizona: Touchdown, from 75 yards out to 0TouchdownMontana: Punt, from 75 yards out to 53PuntNorthern Arizona: Fumble, from 83 yards out to 60FumbleMontana: Field goal, from 40 yards out to 12Field goalQ2Northern Arizona: Touchdown, from 75 yards out to 0TouchdownMontana: Touchdown, from 75 yards out to 0TouchdownNorthern Arizona: Touchdown, from 81 yards out to 0TouchdownMontana: Touchdown, from 75 yards out to 0TouchdownNorthern Arizona: End of half, from 75 yards out to 65End of halfQ3Montana: Punt, from 75 yards out to 60PuntNorthern Arizona: Touchdown, from 73 yards out to 0TouchdownMontana: Interception, from 75 yards out to 64InterceptionNorthern Arizona: Touchdown, from 45 yards out to 0TouchdownMontana: Punt, from 75 yards out to 72PuntNorthern Arizona: Punt, from 70 yards out to 69PuntMontana: Touchdown, from 68 yards out to 0TouchdownQ4Northern Arizona: Touchdown, from 75 yards out to 0TouchdownMontana: Touchdown, from 75 yards out to 0TouchdownNorthern Arizona: Touchdown, from 75 yards out to 0TouchdownMontana: Field goal, from 75 yards out to 17Field goalNorthern Arizona: Safety, from 60 yards out to 100SafetyNorthern Arizona: Uncategorized, from 80 yards out to 40Uncategorized

From Montana’s side

Montana’s best moment: Yat 11-yd TD pass to Bridges, two-point try good, cuts it to 35-32 (Q4 13:19). It lifted Montana’s win chance by 31 points.

5 lead changes. The winner fell to 14%.

Box score

Northern Arizona 49, Montana 44

Northern Arizona covered +9.5 by 14.5. The total, 93, went over 64.5.

Montana leaders

  • Passing Keali'i Ah Yat 29 of 39, 347 yds, 3 TD, 1 INT
  • Rushing Eli Gillman 19 for 94 yds, 2 TD; Monte Gillman 2 for 20 yds
  • Receiving Landon Ransom-Goelz 7 for 128 yds, 1 TD; Lekeldrick Bridges 7 for 79 yds, 1 TD

Northern Arizona leaders

  • Passing Ty Pennington 26 of 38, 322 yds, 1 TD
  • Rushing Ty Pennington 16 for 52 yds, 4 TD; Jon Wilson 5 for 41 yds
  • Receiving Joey Stout 4 for 80 yds; Jeter Purdy 3 for 70 yds, 1 TD

Before kickoff

Recent games, the series and the betting line below are as they stood going in; the season profile is the season so far.

Recent games

Last three games

Montana · 5-1

Rated 93rd in our preseason ratings, 96th now.

2-1 in its last three, including a 40-point win over UC Davis as a 3-point underdog.

Last three games

Northern Arizona · 4-2

Rated 152nd in our preseason ratings, 148th now.

2-1 in its last three, capped by a 7-point win over Idaho State as a 7.5-point underdog.

W 38-31 @ Idaho State #135 of 668

won by 7 as a 7.5-point underdog

Northern Arizona won 38-31 at Idaho State. Chance to win started at 24%, low 20%, high better than 99%.

W 35-23 @ Utah Tech #239 of 668

won by 12 as a 16.5-point favorite

Northern Arizona won 35-23 at Utah Tech. Chance to win started at 82%, low 81%, high better than 99%.

W 38-28 vs Incarnate Word #144 of 668

won by 10 as a 4.5-point favorite

Northern Arizona won 38-28 vs Incarnate Word. Chance to win started at 71%, low 44%, high better than 99%.

Week by week

Northern Arizona

Wk 1: L 7-35 at Arizona▼28ArizonaWk 2: W 38-28 vs Incarnate Word▲10Incarnat…Wk 3: W 35-23 at Utah Tech▲12Utah TechWk 4: L 14-28 at Montana State▼14Montana…Wk 5: W 38-31 at Idaho State▲7Idaho St.
  • Wk 1Lat Arizona7-35
  • Wk 2Wvs Incarnate Word38-28
  • Wk 3Wat Utah Tech35-23
  • Wk 4Lat Montana State14-28
  • Wk 5Wat Idaho State38-31

Montana

Wk 1: W 45-10 vs Drake▲35DrakeWk 2: W 35-14 vs Utah Tech▲21Utah TechWk 3: L 17-52 at Oregon State▼35Oregon S…Wk 4: W 62-22 at UC Davis▲40UC DavisWk 5: W 36-14 vs Northern Colorado▲22N. Color…
  • Wk 1Wvs Drake45-10
  • Wk 2Wvs Utah Tech35-14
  • Wk 3Lat Oregon State17-52
  • Wk 4Wat UC Davis62-22
  • Wk 5Wvs Northern Colorado36-14

Power rating by week

Montana is rated 4.0 points ahead as of week 5. Our power rating by week; higher is better.

-0-4-8Wk 0Wk 3Wk 5Northern ArizonaMontana

The series

Montana leads the series 12-3

15 meetings since 2004 · Montana won the last meeting

Northern Arizona wonMontana won2004: Montana by 122005: Montana by 232006: Montana by 32007: Montana by 52008: Montana by 352009: Montana by 72010: Montana by 32011: Montana by 42013: Northern Arizona by 182015: Montana by 92016: Northern Arizona by 112017: Montana by 22021: Montana by 272023: Northern Arizona by 142024: Montana by 1120042024
  • 2024Montana 31-20
  • 2023Northern Arizona 28-14
  • 2021Montana 30-3
  • 2017Montana 17-15
  • 2016Northern Arizona 45-34

Line, fans and home field

The betting line, and the fans

Our model and the betting line don’t fully agree on Northern Arizona’s chances here.

50-50Model · 31%Line · 22%MontanaNorthern Arizona

Montana favored by 9.5 · Total 64.5

How games like this usually go

Montana by 9.5, on the usual path until Q3 6:49

50%90%Q1Q2Q3Q450%90%Q1Q2Q3Q4

Half of games8 in 10 gamesThis game

The band is where a favorite’s chance ran in the 385 games since 2025 with a favorite of 7.5 to 14.5 points.

The market

The books’ cut: 5.3%, the margin built into the odds

Home field

Northern Arizona is worth +8.7 points (±10.1) more at home than on the road since 2018 — top tenth of FBS, 99th percentile.

50% at home, 25% on the road against FBS opponents (2-2 home, 3-9 away).

Our model gives every stadium the same flat 2.3-point home edge (why); the books use about 3. Against the closing line this stadium reads +0.6 at home vs. away over 52 games — inside the ±8.4 noise, so the flat number is the honest one here.

Indoors — dome hosts have beaten the number by about a point and a half more than outdoor ones, on a small sample. 6,883 ft of altitude — real, and smaller than the folklore: high venues run a point or two better against the number, noisily. The visitors travel about 816 miles to get here.

Where next

Conference standings

Place in the conference, then conference record.