Navy hosts Towson (0-1). The market has Navy favored by 30.5.
What’s at stake
Navy
- Navy is the Annapolis service academy whose triple-option offense + Army-Navy game + 2024 9-3 + Brian Newberry era keep the Midshipmen permanently in the December CFB calendar.
Towson
- A win would be one of Towson’s biggest of the season — a 115-spot gap in the power ratings.
The series
Navy leads the series 1-0
1 meeting since 2008 · Navy won the last meeting
- 2008Navy 41–13
Face-off
What each fanbase carries into this one.
Towson
The chip · vs the national mediaThe room says Towson is the only program in FCS history with playoff berths at all three division levels, played for a national championship in 2013, and still gets identified in national media as the commuter school next to Towson University's basketball team — they believe the resume earns more respect than it gets.
What this game touches
The 2013 championship game loss — the title that would have changed everything. Towson reached the FCS national championship game in 2013 under Rob Ambrose, losing to North Dakota State. The program has not returned to that height, cycling through winning and losing seasons while the championship appearance sits as the defining moment of a program that came within one game of FCS immortality.
Navy
The chip · vs the national mediaFans hear the option offense called a relic every December — and then watch the Midshipmen, with players half the size of their opponents, go 11-2 and beat a ranked Army team, and wait for the analysts to admit the constraints are the point, not the excuse.
What this game touches
The recruiting math never changes. Navy can't outbid anyone in a transfer-portal, NIL era — every recruit must qualify for the Naval Academy and owe years of active service. The Midshipmen win in spite of constraints no other FBS program faces, and a down year is always one roster crunch away.
Best players
Navy
- MarcAnthony Parker (LB) · 2025: 97 tackles
- Giuseppe Sessi (S) · 2025: 81 tackles
- Coleman Cauley (LB) · 2025: 78 tackles
The line, and the room
The model and the market don’t fully agree on Navy’s chances here.
Home −30.5 · O/U 50.5
Conditions
80°F · 6 mph wind · Rain Shower
Navy is 61% at home, 45% on the road since 2018 (27-17 home, 18-22 away).